Individuals with mental illness discrimination problems meet poverty , homelessness and alsojoblessnessat work according to studypostedthese days .
Those experiencing mental illness discrimination are usuallyincorrectly denied advantages , excluded from insurance coverage and susceptible to exploitation from financial institutions , usually leading to them to rack up unmanageable debts , the charity Citizens Recommendation has found .
Its report , Out of the Picture , cautioned that this mental illness discrimination was undermining the capacity of people with mental health problems to cope with everyday activity and often exacerbated their illnesses .
The study of more than three hundred and fifty citizens guidance bureaux ( CAB ) and alsoone hundred specialist CAB mental health tasks across the United Kingdom found that individuals experiencing mental health problems were treated unsympathetically by medical doctors assessing their claims for incapacity advantage .
A guy receiving remedy for long-term mental illness sought assist from a CAB in Berkshire after being judged capable of work and refused incapacity benefit against the instruction of his psychiatrist . His loss of earnings andstress about appealing against the withdrawal of the benefit led to him suffering a relapse and being detained in clinic .
The report cautioned that the advantages system failed to take account of the requirements of people with mental health problems , or the difficulties they face when unwell . For example , no allocation is made for failures to comply with procedures resulting fromillnesses .
Men and womenusually faced obstacles in obtaining jobs because of mental illness discrimination. A CAB in Lincolnshire assisted a man who found a fulltime job but was later questioned by his supervisors to sign a contract which stated that he might be sacked if he became of "unsound mind or a patient under the Mental Health Act 1983" . The study noted that just 18% of those with psychological health problems are in work , the lowest employment rate of all disabled groups .
Individuals who believed they were protected by insurance coverage for loss of profits due to illnesses found that insurance agenciesrejected to pay out on claims involving mental disorder . People that have a history of mental ill health who want to removeinsurance policies were sometimes excluded .
A CAB in Essex dealt with a lorry driver with debts of £9 ,000 protected by insurance in the case ofillnesses . After developing clinical depression , he was informed that mental illness was excluded from his insurance coverage , and now has no additional means of paying off his obligations other than earnings support .
The report also found that individuals with mental health issues were especially vulnerable to high-pressure sales strategies and offers of simple credit , sometimes leading them into serious debt .
A CAB in Wales is assisting a woman with manic depression and schizophrenia who was asked to subscribe to a mobile line 2 years ago and is currently in rental arrears . She has no mobile phone and no one from the mobile phone company had ever queried why she had never produced any calls .
David Harker , the most important executive of Citizens Advice , declared that with 1 in 6 people experiencing mental ill health at anyone time , it was inexcusable that their requirements were "so comprehensively neglected and also ignored" .
"The benefits system should underpin people's security and also provide assistance when they are unwell . But many times it is doing the reverse .